:root {
  --navy: #122F49;
  --blue-dark: #1E466A;
  --blue: #2B99D5;
  --blue-light: #8FD3F4;
  --orange: #F48325;
  --orange-dark: #D9660A;
  --green: #2FAE72;
  --bg: #F3F8FC;
  --card: #FFFFFF;
  --text: #10253A;
  --text-2: #5B7A93;
  --border: #C3D6E3;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { -webkit-text-size-adjust: 100%; }

body {
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

a { color: var(--blue-dark); text-decoration: none; }
a:hover { text-decoration: underline; }

.wrap { width: 100%; max-width: 820px; margin: 0 auto; padding: 0 20px; }

header.site {
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue-dark) 60%, var(--blue) 100%);
  border-bottom: 4px solid var(--orange);
  padding: 18px 0;
}
header.site .wrap { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 12px; color: #fff; text-decoration: none; }
.brand:hover { text-decoration: none; }
.brand svg { width: 40px; height: 40px; flex: none; }
.brand .name { font-size: 1.45rem; font-weight: 800; letter-spacing: .02em; }
.brand .name span { color: var(--orange); }
nav.top a {
  color: #dcecf6; font-size: .92rem; font-weight: 600;
  margin-left: 18px; padding: 6px 10px; border-radius: 8px;
}
nav.top a:hover { background: rgba(255,255,255,.12); text-decoration: none; color: #fff; }

main { flex: 1; padding: 40px 0 64px; }

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 32px 34px;
  box-shadow: 0 2px 10px rgba(18,47,73,.06);
}
.card + .card { margin-top: 24px; }

h1 { font-size: 1.9rem; color: var(--navy); line-height: 1.25; margin-bottom: 16px; }
h2 { font-size: 1.25rem; color: var(--blue-dark); margin: 28px 0 10px; }
h1 + p.lead { color: var(--text-2); font-size: 1.05rem; }

.legal h2 { padding-top: 8px; border-top: 1px solid var(--border); }
.legal h2:first-of-type { border-top: 0; }
.legal p, .legal li { margin-bottom: 10px; }
.legal ul { padding-left: 22px; margin-bottom: 12px; }
.legal li { margin-bottom: 6px; }
.legal .muted { color: var(--text-2); font-size: .9rem; }

.tag {
  display: inline-block; background: #FFDDBB; color: var(--orange-dark);
  font-size: .72rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase;
  padding: 3px 10px; border-radius: 999px; margin-bottom: 12px;
}

.hero { text-align: center; padding: 48px 20px 40px; }
.hero svg.logo { width: 96px; height: 96px; margin-bottom: 18px; }
.hero h1 { font-size: 2.6rem; }
.hero h1 span { color: var(--orange); }
.hero p { color: var(--text-2); font-size: 1.1rem; max-width: 560px; margin: 10px auto 28px; }

.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; }
.grid .card { padding: 22px; margin: 0; }
.grid h3 { font-size: 1.02rem; color: var(--blue-dark); margin-bottom: 6px; }
.grid p { font-size: .92rem; color: var(--text-2); }

.chips { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 40px; }
.chips span {
  background: #E4EFF6; color: var(--blue-dark); font-weight: 600;
  font-size: .88rem; padding: 7px 14px; border-radius: 999px;
}
.chips span.hl { background: var(--orange); color: #fff; }

.btn {
  display: inline-block; background: var(--blue); color: #fff; font-weight: 700;
  padding: 13px 28px; border-radius: 12px; margin: 6px; border-bottom: 3px solid var(--blue-dark);
}
.btn:hover { background: var(--blue-dark); text-decoration: none; color: #fff; }
.btn.ghost { background: #fff; color: var(--blue-dark); border: 2px solid var(--border); border-bottom-width: 2px; }
.btn.ghost:hover { border-color: var(--blue); background: #fff; }

.links { text-align: center; margin-top: 8px; }
.links a { margin: 0 14px; font-weight: 600; }

footer.site {
  background: var(--navy); color: #b9cfdd; font-size: .88rem; padding: 26px 0;
}
footer.site .wrap { display: flex; justify-content: space-between; gap: 14px; flex-wrap: wrap; align-items: center; }
footer.site a { color: #dcecf6; margin-left: 16px; }
footer.site a:hover { color: var(--orange); text-decoration: none; }

@media (max-width: 640px) {
  .card { padding: 22px 20px; border-radius: 12px; }
  h1 { font-size: 1.55rem; }
  .hero h1 { font-size: 2rem; }
  nav.top a { margin-left: 6px; }
  footer.site .wrap { flex-direction: column; text-align: center; }
  footer.site a { margin: 0 8px; }
}